A low credit score is not something that has to stick forever. In fact, you can boost your credit score by several points in just a few months by taking these few steps from our team at IAD Auto in Beltsville, MD. Because carrying debt is one of the main things that can lower your score, you should work on reducing it. Try not to carry a high balance on your credit card. Try to keep the total credit utilization at 30 percent or less. This means that if the total credit limit is $3,000, then you should not spend more than $1,000 of it.
A strong payment history is another thing that can boost your score. Not only should you make payments on time, but you should also ask a family member or friend if you can become an authorized user on their credit card. Your credit score will get a boost every time they make a payment on time.
